Florida — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Florida has 495 Medicare Advantage plans from 35 insurers, with 433 (87.5%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $250 and $3,600 in benefits, averaging $1,261, compared to the national average of $1,276. The largest carriers are Humana (90 plans), Simply Healthcare Plans, Inc. (50 plans), and Aetna Medicare (49 plans). About 45.3% of covered plans require prior authorization. 36% of covered plans include OTC hearing aid coverage. About 68.2% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.