Rhode Island — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Rhode Island has 22 Medicare Advantage plans from 4 insurers, with 8 (36.4%) including hearing aid benefits — below the national average of 71.6%. Covered plans offer between $1,000 and $2,200 in benefits, averaging $1,800, which is 41% above the national average of $1,276. The largest carriers are Blue Cross & Blue Shield of Rhode Island (5 plans), UnitedHealthcare (3 plans). About 37.5% of covered plans require prior authorization. 37.5% of covered plans include OTC hearing aid coverage. About 28.6% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.