Rhode Island — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Rhode Island has 63 Medicare Advantage plans from 5 insurers, with 20 (31.7%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $1,000 and $2,200 in benefits, averaging $1,960, which is 54% above the national average of $1,276. The largest carriers are UnitedHealthcare (11 plans), Blue Cross & Blue Shield of Rhode Island (5 plans), and Aetna Medicare (4 plans). About 55% of covered plans require prior authorization. 55% of covered plans include OTC hearing aid coverage. About 42.1% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.