Tennessee — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Tennessee
MA plans tracked
114
Medicare Advantage plans in Tennessee
MA with hearing
103
Plans that appear to include a hearing aid benefit
ACA covered plans
158
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$662
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Tennessee has 114 Medicare Advantage plans from 19 insurers, with 103 (90.4%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $500 and $2,000 in benefits, averaging $662, compared to the national average of $1,276. The largest carriers are Humana (46 plans), BlueCross BlueShield of Tennessee (18 plans), and Aetna Medicare (17 plans). About 44.7% of covered plans require prior authorization. 38.8% of covered plans include OTC hearing aid coverage. About 52% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Tennessee
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Tennessee Department of Insurance
If you believe your plan should cover hearing aids, the Tennessee Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Tennessee
Medicare Advantage carriers with the most plans tracked in Tennessee. Click an insurer to see their full coverage profile.
- Humana50 plans
- BlueCross BlueShield of Tennessee21 plans
- Aetna Medicare17 plans
- BlueCare Plus Tennessee3 plans
- American Health Advantage of Missouri2 plans
- American Health Advantage of Utah2 plans
- Ascension Living Alexian PACE2 plans
- Georgia Health Advantage2 plans
Top plans in Tennessee
Sample plans available in Tennessee — click any to see full coverage details.
Medicare Advantage
- Aetna Medicare — H2293-001Covered
- Aetna Medicare — H2293-002Covered
- Aetna Medicare — H2293-004Covered
- Aetna Medicare — H2293-009Covered
- Aetna Medicare — H2293-010Covered
- Aetna Medicare — H2293-014Covered
ACA Marketplace
- BlueCross BlueShield of Tennessee — BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®Covered
- BlueCross BlueShield of Tennessee — BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®Covered
- BlueCross BlueShield of Tennessee — BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®Covered
- BlueCross BlueShield of Tennessee — BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®Covered
- BlueCross BlueShield of Tennessee — BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®Covered
- BlueCross BlueShield of Tennessee — BlueCross G08S $30 PCP Copay + $0 virtual care from Teladoc Health ®Covered
Browse Tennessee plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Tennessee.
Browse Tennessee plans