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AudiCoverage

This tool provides research information only and does not guarantee eligibility, coverage, or reimbursement. Benefit details vary by plan year, member status, and administrator rules. Always verify current benefits directly with your insurer or plan administrator before making purchasing decisions.

TX

Texas — Hearing Aid Coverage

Medicare Advantage and ACA Marketplace hearing benefit data for Texas

MA plans tracked

234

Medicare Advantage plans in Texas

MA with hearing

186

Plans that appear to include a hearing aid benefit

ACA covered plans

834

ACA plans listing hearing aids as a covered benefit

Avg MA benefit

$1,246

Average reported hearing benefit across covered MA plans

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Texas has 234 Medicare Advantage plans from 17 insurers, with 186 (79.5%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $150 and $4,000 in benefits, averaging $1,246, compared to the national average of $1,276. The largest carriers are Humana (105 plans), Aetna Medicare (22 plans), and Baylor Scott & White Health Plan (14 plans). About 62.4% of covered plans require prior authorization. 58.1% of covered plans include OTC hearing aid coverage. About 33.6% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.

How to verify hearing aid coverage in Texas

  1. Find your plan ID

    Check your insurance card or call your insurer's member services number for your contract and plan ID.

  2. Look up your plan

    Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.

  3. Call your plan administrator

    Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.

  4. Contact the Texas Department of Insurance

    If you believe your plan should cover hearing aids, the Texas Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.

Top organizations in Texas

Medicare Advantage carriers with the most plans tracked in Texas. Click an insurer to see their full coverage profile.

Top plans in Texas

Sample plans available in Texas — click any to see full coverage details.

View all Texas plans →

Browse Texas plans

Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Texas.

Browse Texas plans