Texas — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Texas
MA plans tracked
234
Medicare Advantage plans in Texas
MA with hearing
186
Plans that appear to include a hearing aid benefit
ACA covered plans
834
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$1,246
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Texas has 234 Medicare Advantage plans from 17 insurers, with 186 (79.5%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $150 and $4,000 in benefits, averaging $1,246, compared to the national average of $1,276. The largest carriers are Humana (105 plans), Aetna Medicare (22 plans), and Baylor Scott & White Health Plan (14 plans). About 62.4% of covered plans require prior authorization. 58.1% of covered plans include OTC hearing aid coverage. About 33.6% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Texas
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Texas Department of Insurance
If you believe your plan should cover hearing aids, the Texas Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Texas
Medicare Advantage carriers with the most plans tracked in Texas. Click an insurer to see their full coverage profile.
- Humana115 plans
- Aetna Medicare25 plans
- Baylor Scott & White Health Plan22 plans
- KelseyCare Advantage16 plans
- UnitedHealthcare14 plans
- CHRISTUS Health Advantage8 plans
- Memorial Hermann Health Plan6 plans
- Molina Healthcare of Texas, Inc.6 plans
Top plans in Texas
Sample plans available in Texas — click any to see full coverage details.
Medicare Advantage
- Aetna Medicare — H4523-001Covered
- Aetna Medicare — H4523-015Covered
- Aetna Medicare — H4523-020Covered
- Aetna Medicare — H4523-021Covered
- Aetna Medicare — H4523-024Covered
- Aetna Medicare — H4523-027Covered
ACA Marketplace
- Community Health Choice — Community Ultra Select Bronze 016 (No deductible for PCP, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)Covered
- Community Health Choice — Community Ultra Select Bronze 018 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)Covered
- Community Health Choice — Community Ultra Select Silver 019 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)Covered
- Community Health Choice — Community Ultra Select Silver 020 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)Covered
- Community Health Choice — Community Ultra Select Gold 021 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)Covered
- Community Health Choice — Community Ultra Select Gold 022 (No deductible for PCP, Specialist, Urgent Care & Generics, $0 PCP 24/7 Virtual Care Options)Covered
Browse Texas plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Texas.
Browse Texas plans