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AudiCoverage

This tool provides research information only and does not guarantee eligibility, coverage, or reimbursement. Benefit details vary by plan year, member status, and administrator rules. Always verify current benefits directly with your insurer or plan administrator before making purchasing decisions.

Insurer profile

UnitedHealthcare — Hearing Aid Coverage

Medicare Advantage and ACA Marketplace hearing benefit data for UnitedHealthcare

Total Plans

1,318

MA + ACA plans tracked

MA Plans

1,036

773 with hearing coverage

ACA Plans

282

153 with hearing coverage

Avg MA Benefit

$2,062

Average reported hearing benefit across covered MA plans

States Served

26

States with at least one tracked plan

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, UnitedHealthcare offers 1,036 Medicare Advantage plans across 14 states, with 773 plans (74.6%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $1,500 and $3,200 in benefits, averaging $2,062, which is 62% above the national average of $1,276. The majority of covered plans (99.7%) require prior authorization. All covered plans include hearing exam and OTC hearing aid coverage. About 24.3% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.

How to verify hearing aid coverage with UnitedHealthcare

  1. Locate your plan ID

    Find your contract ID and plan ID on your UnitedHealthcare insurance card or member portal.

  2. Check your plan's benefits

    Look up your specific plan on this page to see what CMS filings report about hearing aid coverage under your UnitedHealthcare plan.

  3. Call UnitedHealthcare member services

    Confirm benefit amounts, cost-sharing, and any prior authorization requirements directly with UnitedHealthcare.

  4. Ask about the hearing benefit administrator

    Some UnitedHealthcare plans route hearing benefits through a third-party administrator. Ask whether your plan uses a company like TruHearing or NationsHearing for hearing aid benefits.

States where UnitedHealthcare offers plans

Click a state to see carrier-level plan counts and hearing benefit details.

Browse UnitedHealthcare plans

Search Medicare Advantage plans from UnitedHealthcare with full hearing benefit details pre-filtered.

Browse UnitedHealthcare plans

Other major insurers

Based on 2026 CMS public filings. Verify directly with your insurer or plan administrator before making any purchasing decisions. AudiCoverage is not affiliated with UnitedHealthcare. Last updated: April 2026. See our methodology →