California — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, California has 541 Medicare Advantage plans from 67 insurers, with 288 (53.2%) including hearing aid benefits — below the national average of 71.6%. Covered plans offer between $300 and $4,800 in benefits, averaging $1,799, which is 41% above the national average of $1,276. The largest carriers are SCAN Health Plan (65 plans), UnitedHealthcare (42 plans), and Alignment Health Plan (41 plans). About 60.1% of covered plans require prior authorization. 36.1% of covered plans include OTC hearing aid coverage. About 29.6% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.