Arizona — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Arizona
MA plans tracked
34
Medicare Advantage plans in Arizona
MA with hearing
33
Plans that appear to include a hearing aid benefit
ACA covered plans
199
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$2,338
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Arizona has 34 Medicare Advantage plans from 9 insurers, with 33 (97.1%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $1,000 and $3,300 in benefits, averaging $2,338, which is 83% above the national average of $1,276. The largest carriers are Gold Kidney Health Plan (11 plans), eternalHealth (4 plans), and Molina Healthcare of Arizona (4 plans). About 15.2% of covered plans require prior authorization. 18.2% of covered plans include OTC hearing aid coverage. About 31.6% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Arizona
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Arizona Department of Insurance
If you believe your plan should cover hearing aids, the Arizona Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Arizona
Medicare Advantage carriers with the most plans tracked in Arizona. Click an insurer to see their full coverage profile.
- Gold Kidney Health Plan11 plans
- Blue Cross Blue Shield of Arizona (AZ Blue)4 plans
- eternalHealth4 plans
- Molina Healthcare of Arizona4 plans
- Banner Medicare Advantage3 plans
- Mercy Care Advantage3 plans
- UnitedHealthcare2 plans
- Verda Health Plan of Arizona2 plans
Top plans in Arizona
Sample plans available in Arizona — click any to see full coverage details.
Medicare Advantage
- Banner Medicare Advantage — H4931-007Covered
- Banner Medicare Advantage — H4931-015Covered
- Banner Medicare Advantage — H5843-001Covered
- Blue Cross Blue Shield of Arizona (AZ Blue) — H0302-001Covered
- Blue Cross Blue Shield of Arizona (AZ Blue) — H0302-006Covered
- Blue Cross Blue Shield of Arizona (AZ Blue) — H0302-008Covered
ACA Marketplace
- Oscar Health Plan, Inc. — Bronze Elite + PCP Saver PlusCovered
- Oscar Health Plan, Inc. — Silver Simple Specialist Saver with COPDCovered
- Oscar Health Plan, Inc. — Gold ClassicCovered
- Oscar Health Plan, Inc. — Silver Simple PCP SaverCovered
- Oscar Health Plan, Inc. — Silver Elite Saver PlusCovered
- Oscar Health Plan, Inc. — Bronze Classic StandardCovered
Browse Arizona plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Arizona.
Browse Arizona plans