Arizona — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Arizona
MA plans available
298
Medicare Advantage plans available to Arizona residents
MA with hearing
128
Plans that appear to include a hearing aid benefit
ACA covered plans
199
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$1,643
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Arizona has 298 Medicare Advantage plans from 17 insurers, with 128 (43%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $500 and $3,300 in benefits, averaging $1,643, which is 29% above the national average of $1,276. The largest carriers are UnitedHealthcare (21 plans), Devoted Health (20 plans), and Humana (18 plans). About 67.2% of covered plans require prior authorization. 41.4% of covered plans include OTC hearing aid coverage. About 33.3% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Arizona
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Arizona Department of Insurance
If you believe your plan should cover hearing aids, the Arizona Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Arizona
Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to Arizona residents. Click an insurer to see their full coverage profile.
- UnitedHealthcare21 plans
- Devoted Health20 plans
- Humana18 plans
- Wellpoint12 plans
- Aetna Medicare10 plans
Top plans in Arizona
Sample plans available in Arizona — click any to see full coverage details.
Medicare Advantage
- Banner Medicare Advantage — H4931-007Covered
- Banner Medicare Advantage — H4931-015Covered
- Banner Medicare Advantage — H5843-001Covered
- Blue Cross Blue Shield of Arizona (AZ Blue) — H0302-001Covered
- Blue Cross Blue Shield of Arizona (AZ Blue) — H0302-006Covered
- Blue Cross Blue Shield of Arizona (AZ Blue) — H0302-008Covered
ACA Marketplace
- Oscar Health Plan, Inc. — Bronze Elite + PCP Saver PlusCovered
- Oscar Health Plan, Inc. — Silver Simple Specialist Saver with COPDCovered
- Oscar Health Plan, Inc. — Gold ClassicCovered
- Oscar Health Plan, Inc. — Silver Simple PCP SaverCovered
- Oscar Health Plan, Inc. — Silver Elite Saver PlusCovered
- Oscar Health Plan, Inc. — Bronze Classic StandardCovered
Browse Arizona plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Arizona.
Browse Arizona plans