This tool provides research information only and does not guarantee eligibility, coverage, or reimbursement. Benefit details vary by plan year, member status, and administrator rules. Always verify current benefits directly with your insurer or plan administrator before making purchasing decisions.

CO

Colorado — Hearing Aid Coverage

Medicare Advantage and ACA Marketplace hearing benefit data for Colorado

MA plans available

285

Medicare Advantage plans available to Colorado residents

MA with hearing

99

Plans that appear to include a hearing aid benefit

ACA covered plans

0

ACA plans listing hearing aids as a covered benefit

Avg MA benefit

$1,378

Average reported hearing benefit across covered MA plans

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Colorado has 285 Medicare Advantage plans from 18 insurers, with 99 (34.7%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $300 and $4,000 in benefits, averaging $1,378, which is 8% above the national average of $1,276. The largest carriers are UnitedHealthcare (22 plans), Humana (17 plans), and Devoted Health (14 plans). About 56.6% of covered plans require prior authorization. 42.4% of covered plans include OTC hearing aid coverage. About 30.7% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.

How to verify hearing aid coverage in Colorado

  1. Find your plan ID

    Check your insurance card or call your insurer's member services number for your contract and plan ID.

  2. Look up your plan

    Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.

  3. Call your plan administrator

    Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.

  4. Contact the Colorado Department of Insurance

    If you believe your plan should cover hearing aids, the Colorado Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.

Top organizations in Colorado

Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to Colorado residents. Click an insurer to see their full coverage profile.

Top plans in Colorado

Sample plans available in Colorado — click any to see full coverage details.

View all Colorado plans →

Browse Colorado plans

Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Colorado.

Browse Colorado plans