Maryland — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Maryland
MA plans available
135
Medicare Advantage plans available to Maryland residents
MA with hearing
56
Plans that appear to include a hearing aid benefit
ACA covered plans
0
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$1,320
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Maryland has 135 Medicare Advantage plans from 16 insurers, with 56 (41.5%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $500 and $2,200 in benefits, averaging $1,320, which is 3% above the national average of $1,276. The largest carriers are Kaiser Permanente (11 plans), Humana (10 plans), and Alterwood Advantage (6 plans). About 50% of covered plans require prior authorization. 23.2% of covered plans include OTC hearing aid coverage. About 23.5% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Maryland
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Maryland Department of Insurance
If you believe your plan should cover hearing aids, the Maryland Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Maryland
Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to Maryland residents. Click an insurer to see their full coverage profile.
- Kaiser Permanente11 plans
- Humana10 plans
- Alterwood Advantage6 plans
- UnitedHealthcare6 plans
- HealthSpring5 plans
Top plans in Maryland
Sample plans available in Maryland — click any to see full coverage details.
Medicare Advantage
Browse Maryland plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Maryland.
Browse Maryland plans