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AudiCoverage

This tool provides research information only and does not guarantee eligibility, coverage, or reimbursement. Benefit details vary by plan year, member status, and administrator rules. Always verify current benefits directly with your insurer or plan administrator before making purchasing decisions.

MD

Maryland — Hearing Aid Coverage

Medicare Advantage and ACA Marketplace hearing benefit data for Maryland

MA plans tracked

78

Medicare Advantage plans in Maryland

MA with hearing

63

Plans that appear to include a hearing aid benefit

ACA covered plans

0

ACA plans listing hearing aids as a covered benefit

Avg MA benefit

$1,549

Average reported hearing benefit across covered MA plans

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Maryland has 78 Medicare Advantage plans from 11 insurers, with 63 (80.8%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $1,000 and $3,200 in benefits, averaging $1,549, which is 21% above the national average of $1,276. The largest carriers are Kaiser Permanente (20 plans), Provider Partners Health Plans (18 plans), and UnitedHealthcare (7 plans). About 42.9% of covered plans require prior authorization. 11.1% of covered plans include OTC hearing aid coverage. About 36.8% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.

How to verify hearing aid coverage in Maryland

  1. Find your plan ID

    Check your insurance card or call your insurer's member services number for your contract and plan ID.

  2. Look up your plan

    Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.

  3. Call your plan administrator

    Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.

  4. Contact the Maryland Department of Insurance

    If you believe your plan should cover hearing aids, the Maryland Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.

Top organizations in Maryland

Medicare Advantage carriers with the most plans tracked in Maryland. Click an insurer to see their full coverage profile.

Top plans in Maryland

Sample plans available in Maryland — click any to see full coverage details.

View all Maryland plans →

Browse Maryland plans

Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Maryland.

Browse Maryland plans