Minnesota — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Minnesota has 543 Medicare Advantage plans from 15 insurers, with 438 (80.7%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $500 and $2,500 in benefits, averaging $1,880, which is 47% above the national average of $1,276. The largest carriers are UnitedHealthcare (353 plans), Medica (34 plans), and Clover Health (16 plans). The majority of covered plans (80.1%) require prior authorization. 88.4% of covered plans include OTC hearing aid coverage. About 20% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.