North Dakota — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for North Dakota
MA plans available
120
Medicare Advantage plans available to North Dakota residents
MA with hearing
28
Plans that appear to include a hearing aid benefit
ACA covered plans
59
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$1,300
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, North Dakota has 120 Medicare Advantage plans from 7 insurers, with 28 (23.3%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $500 and $2,500 in benefits, averaging $1,300, which is 2% above the national average of $1,276. The largest carriers are Medica (12 plans), UnitedHealthcare (6 plans), and NextBlue of North Dakota (3 plans). About 21.4% of covered plans require prior authorization. 67.9% of covered plans include OTC hearing aid coverage. About 15% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in North Dakota
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the North Dakota Department of Insurance
If you believe your plan should cover hearing aids, the North Dakota Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in North Dakota
Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to North Dakota residents. Click an insurer to see their full coverage profile.
- Medica12 plans
- UnitedHealthcare6 plans
- NextBlue of North Dakota3 plans
- Great Plains Medicare Advantage3 plans
- Aetna Medicare2 plans
Top plans in North Dakota
Sample plans available in North Dakota — click any to see full coverage details.
Medicare Advantage
- NextBlue of North Dakota — H6202-003Covered
- NextBlue of North Dakota — H6202-004Covered
- NextBlue of North Dakota — H6202-005Covered
- NextBlue of North Dakota — H6202-801Not covered
- NextBlue of North Dakota — H6202-802Not covered
- NextBlue of North Dakota — H6202-803Not covered
ACA Marketplace
- Blue Cross Blue Shield of North Dakota — BlueCare Silver $20 PCP Copay ($5 Value Based Drug List)Covered
- Blue Cross Blue Shield of North Dakota — BlueCare Gold $10 PCP Copay ($5 Value Based Drug List)Covered
- Blue Cross Blue Shield of North Dakota — BlueDirect Silver 80 HSA Eligible ($3500 Deductible / $5 Preventive Drug List)Covered
- Blue Cross Blue Shield of North Dakota — BlueDirect Bronze 100 HSA Eligible ($8000 Deductible / $5 Preventive Drug List)Covered
- Blue Cross Blue Shield of North Dakota — BlueEssential Catastrophic 100 HSA Eligible $10600 DeductibleCovered
- Blue Cross Blue Shield of North Dakota — BlueDirect Gold 90 HSA Eligible ($2600 Deductible / $5 Preventive Drug List)Covered
Browse North Dakota plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to North Dakota.
Browse North Dakota plans