New York — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, New York has 230 Medicare Advantage plans from 31 insurers, with 130 (56.5%) including hearing aid benefits — below the national average of 71.6%. Covered plans offer between $200 and $4,000 in benefits, averaging $1,498, which is 17% above the national average of $1,276. The largest carriers are Excellus Health Plan, Inc (20 plans), Aetna Medicare (17 plans), and Humana (12 plans). About 33.8% of covered plans require prior authorization. 20.8% of covered plans include OTC hearing aid coverage. About 44% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.