New Jersey — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, New Jersey has 45 Medicare Advantage plans from 12 insurers, with 21 (46.7%) including hearing aid benefits — below the national average of 71.6%. Covered plans offer between $2,000 and $2,250 in benefits, averaging $2,125, which is 67% above the national average of $1,276. The largest carriers are Braven Health (10 plans), Aetna Medicare (6 plans), and AmeriHealth (3 plans). About 9.5% of covered plans require prior authorization. 9.5% of covered plans include OTC hearing aid coverage. About 31.6% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.