Washington — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Washington
MA plans available
301
Medicare Advantage plans available to Washington residents
MA with hearing
104
Plans that appear to include a hearing aid benefit
ACA covered plans
0
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$1,396
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Washington has 301 Medicare Advantage plans from 18 insurers, with 104 (34.6%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $500 and $3,000 in benefits, averaging $1,396, which is 9% above the national average of $1,276. The largest carriers are UnitedHealthcare (31 plans), Humana (26 plans), and Wellcare (11 plans). About 73.1% of covered plans require prior authorization. 55.8% of covered plans include OTC hearing aid coverage. About 37.8% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Washington
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Washington Department of Insurance
If you believe your plan should cover hearing aids, the Washington Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Washington
Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to Washington residents. Click an insurer to see their full coverage profile.
- UnitedHealthcare31 plans
- Humana26 plans
- Wellcare11 plans
- Aetna Medicare7 plans
- Providence Medicare Advantage Plans5 plans
Top plans in Washington
Sample plans available in Washington — click any to see full coverage details.
Medicare Advantage
- Aetna Medicare — H3748-003Covered
- Aetna Medicare — H3748-801Not covered
- Community Health Plan of WA Medicare Advantage — H5826-014Covered
- Community Health Plan of WA Medicare Advantage — H5826-017Covered
- International Community Health Services — H3084-001Not covered
- International Community Health Services — H3084-002Not covered
Browse Washington plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Washington.
Browse Washington plans