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AudiCoverage

This tool provides research information only and does not guarantee eligibility, coverage, or reimbursement. Benefit details vary by plan year, member status, and administrator rules. Always verify current benefits directly with your insurer or plan administrator before making purchasing decisions.

HI

Hawaii — Hearing Aid Coverage

Medicare Advantage and ACA Marketplace hearing benefit data for Hawaii

MA plans available

64

Medicare Advantage plans available to Hawaii residents

MA with hearing

30

Plans that appear to include a hearing aid benefit

ACA covered plans

17

ACA plans listing hearing aids as a covered benefit

Avg MA benefit

$500

Average reported hearing benefit across covered MA plans

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Hawaii has 64 Medicare Advantage plans from 8 insurers, with 30 (46.9%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $500 and $500 in benefits, averaging $500, compared to the national average of $1,276. The largest carriers are Devoted Health (12 plans), UnitedHealthcare (7 plans), and Humana (6 plans). The majority of covered plans (86.7%) require prior authorization. 26.7% of covered plans include OTC hearing aid coverage. About 3.3% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.

How to verify hearing aid coverage in Hawaii

  1. Find your plan ID

    Check your insurance card or call your insurer's member services number for your contract and plan ID.

  2. Look up your plan

    Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.

  3. Call your plan administrator

    Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.

  4. Contact the Hawaii Department of Insurance

    If you believe your plan should cover hearing aids, the Hawaii Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.

Top organizations in Hawaii

Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to Hawaii residents. Click an insurer to see their full coverage profile.

Top plans in Hawaii

Sample plans available in Hawaii — click any to see full coverage details.

Medicare Advantage

ACA Marketplace

View all Hawaii plans →

Browse Hawaii plans

Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Hawaii.

Browse Hawaii plans