Indiana — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Indiana
MA plans tracked
89
Medicare Advantage plans in Indiana
MA with hearing
52
Plans that appear to include a hearing aid benefit
ACA covered plans
0
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$2,447
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Indiana has 89 Medicare Advantage plans from 10 insurers, with 52 (58.4%) including hearing aid benefits — below the national average of 71.6%. Covered plans offer between $1,000 and $3,000 in benefits, averaging $2,447, which is 92% above the national average of $1,276. The largest carriers are Anthem Blue Cross and Blue Shield (27 plans), Wellpoint (13 plans), and Anthem HealthKeepers (7 plans). The majority of covered plans (92.3%) require prior authorization. 90.4% of covered plans include OTC hearing aid coverage. About 92.2% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Indiana
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Indiana Department of Insurance
If you believe your plan should cover hearing aids, the Indiana Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Indiana
Medicare Advantage carriers with the most plans tracked in Indiana. Click an insurer to see their full coverage profile.
- Anthem Blue Cross and Blue Shield54 plans
- Wellpoint13 plans
- Anthem HealthKeepers7 plans
- MyTruAdvantage4 plans
- BoldAge PACE2 plans
- Franciscan Senior Health & Wellness2 plans
- PACE of Northeast Indiana, LLC2 plans
- Reid Health PACE Center2 plans
Top plans in Indiana
Sample plans available in Indiana — click any to see full coverage details.
Medicare Advantage
- Anthem Blue Cross and Blue Shield — H0629-001Covered
- Anthem Blue Cross and Blue Shield — H0629-002Covered
- Anthem Blue Cross and Blue Shield — H0629-003Covered
- Anthem Blue Cross and Blue Shield — H0629-004Covered
- Anthem Blue Cross and Blue Shield — H1607-012Covered
- Anthem Blue Cross and Blue Shield — H1607-015Covered
ACA Marketplace
- Anthem Blue Cross and Blue Shield — Anthem Silver Essential 7000 Adult Dental/Vision ($0 Virtual PCP + $0 Select Drugs + Incentives)Not covered
- Anthem Blue Cross and Blue Shield — Anthem Heart Healthy Silver Essential 4500 ($0 Virtual PCP + $0 Select Drugs + Incentives)Not covered
- Anthem Blue Cross and Blue Shield — Anthem Silver Essential 7000 ($0 Virtual PCP + $0 Select Drugs + Incentives)Not covered
- Anthem Blue Cross and Blue Shield — Anthem Catastrophic Essential (+ Incentives)Not covered
- Anthem Blue Cross and Blue Shield — Anthem Silver Essential 6000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Not covered
- Anthem Blue Cross and Blue Shield — Anthem Gold Essential 2000 Standard ($0 Virtual PCP + $0 Select Drugs + Incentives)Not covered
Browse Indiana plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Indiana.
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