Illinois — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Illinois has 457 Medicare Advantage plans from 18 insurers, with 331 (72.4%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $500 and $3,200 in benefits, averaging $888, compared to the national average of $1,276. The largest carriers are HealthSpring (172 plans), Humana (39 plans), and Zing Health (33 plans). About 12.7% of covered plans require prior authorization. 58.3% of covered plans include OTC hearing aid coverage. About 19.8% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.