Kentucky — Hearing Aid Coverage

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Kentucky has 465 Medicare Advantage plans from 7 insurers, with 413 (88.8%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $500 and $4,000 in benefits, averaging $1,374, which is 8% above the national average of $1,276. The largest carriers are Humana (408 plans), Passport Advantage (3 plans), and Abilis Health (HMO SNP) (2 plans). The majority of covered plans (96.1%) require prior authorization. 63.7% of covered plans include OTC hearing aid coverage. About 23.3% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.