West Virginia — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for West Virginia
MA plans available
186
Medicare Advantage plans available to West Virginia residents
MA with hearing
57
Plans that appear to include a hearing aid benefit
ACA covered plans
4
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$995
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, West Virginia has 186 Medicare Advantage plans from 8 insurers, with 57 (30.6%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $500 and $3,000 in benefits, averaging $995, compared to the national average of $1,276. The largest carriers are Humana (20 plans), Aetna Medicare (9 plans), and Highmark Blue Cross Blue Shield (8 plans). About 50.9% of covered plans require prior authorization. 43.9% of covered plans include OTC hearing aid coverage. About 37% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in West Virginia
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the West Virginia Department of Insurance
If you believe your plan should cover hearing aids, the West Virginia Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in West Virginia
Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to West Virginia residents. Click an insurer to see their full coverage profile.
- Humana20 plans
- Aetna Medicare9 plans
- Highmark Blue Cross Blue Shield8 plans
- UnitedHealthcare7 plans
- The Health Plan7 plans
Top plans in West Virginia
Sample plans available in West Virginia — click any to see full coverage details.
Medicare Advantage
- Aetna Medicare — H1692-002Covered
- Aetna Medicare — H1692-003Covered
- Aetna Medicare — H1692-005Covered
- Aetna Medicare — H1692-006Covered
- Aetna Medicare — H1692-007Covered
- Aetna Medicare — H1692-801Not covered
ACA Marketplace
- Highmark Blue Cross Blue Shield West Virginia — my Blue Access WV PPO Bronze 3800Not covered
- Highmark Blue Cross Blue Shield West Virginia — my Blue Access WV PPO Gold 0Not covered
- Highmark Blue Cross Blue Shield West Virginia — my Blue Access WV PPO Bronze 9200Not covered
- Highmark Blue Cross Blue Shield West Virginia — my Blue Access WV PPO Standard Bronze 7500Not covered
- Highmark Blue Cross Blue Shield West Virginia — my Blue Access WV PPO Standard Silver 6000Not covered
- Highmark Blue Cross Blue Shield West Virginia — my Blue Access WV PPO Standard Gold 2000Not covered
Browse West Virginia plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to West Virginia.
Browse West Virginia plans