Delaware — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Delaware
MA plans available
105
Medicare Advantage plans available to Delaware residents
MA with hearing
36
Plans that appear to include a hearing aid benefit
ACA covered plans
40
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$919
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Delaware has 105 Medicare Advantage plans from 10 insurers, with 36 (34.3%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $500 and $2,200 in benefits, averaging $919, compared to the national average of $1,276. The largest carriers are UnitedHealthcare (8 plans), Aetna Medicare (6 plans), and Humana (6 plans). About 55.6% of covered plans require prior authorization. 36.1% of covered plans include OTC hearing aid coverage. About 37.5% of plans report $0 copays for hearing aids.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Delaware
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Delaware Department of Insurance
If you believe your plan should cover hearing aids, the Delaware Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Delaware
Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to Delaware residents. Click an insurer to see their full coverage profile.
- UnitedHealthcare8 plans
- Aetna Medicare6 plans
- Humana6 plans
- Highmark Blue Cross Blue Shield5 plans
- Wellcare3 plans
Top plans in Delaware
Sample plans available in Delaware — click any to see full coverage details.
Medicare Advantage
- AmeriHealth Caritas VIP Care (HMO-D-SNP) — H0738-001Covered
- AmeriHealth Caritas VIP Care (HMO-D-SNP) — H0738-002Covered
- Highmark Blue Cross Blue Shield — H7710-001Covered
- Highmark Blue Cross Blue Shield — H7710-002Covered
- Highmark Blue Cross Blue Shield — H8166-003Covered
- Highmark Blue Cross Blue Shield — H8166-005Covered
ACA Marketplace
- Ambetter Health of Delaware — Principal Bronze HSACovered
- Ambetter Health of Delaware — Everyday BronzeCovered
- Ambetter Health of Delaware — Standard Expanded BronzeCovered
- Ambetter Health of Delaware — Focused SilverCovered
- Ambetter Health of Delaware — Standard SilverCovered
- Ambetter Health of Delaware — Complete GoldCovered
Browse Delaware plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Delaware.
Browse Delaware plans