Puerto Rico — Hearing Aid Coverage
Medicare Advantage and ACA Marketplace hearing benefit data for Puerto Rico
MA plans available
117
Medicare Advantage plans available to Puerto Rico residents
MA with hearing
37
Plans that appear to include a hearing aid benefit
ACA covered plans
0
ACA plans listing hearing aids as a covered benefit
Avg MA benefit
$953
Average reported hearing benefit across covered MA plans
Coverage Overview
According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Puerto Rico has 117 Medicare Advantage plans from 4 insurers, with 37 (31.6%) including hearing aid benefits — below the 87.6% of individual-market MA plans nationally that include a hearing aid benefit. Covered plans offer between $200 and $3,000 in benefits, averaging $953, compared to the national average of $1,276. The largest carriers are MCS Classicare (16 plans), Medicare y Mucho Mas (MMM) (11 plans), and Triple S Advantage (9 plans). About 73% of covered plans require prior authorization.
This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.
How to verify hearing aid coverage in Puerto Rico
Find your plan ID
Check your insurance card or call your insurer's member services number for your contract and plan ID.
Look up your plan
Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.
Call your plan administrator
Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.
Contact the Puerto Rico Department of Insurance
If you believe your plan should cover hearing aids, the Puerto Rico Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.
Top organizations in Puerto Rico
Medicare Advantage carriers with the most plans that appear to include a hearing aid benefit, available to Puerto Rico residents. Click an insurer to see their full coverage profile.
- MCS Classicare16 plans
- Medicare y Mucho Mas (MMM)11 plans
- Triple S Advantage9 plans
- Triple-S Advantage1 plan
Top plans in Puerto Rico
Sample plans available in Puerto Rico — click any to see full coverage details.
Medicare Advantage
- Humana — H2029-801Not covered
- Humana — H2029-802Not covered
- Humana — H2029-809Not covered
- Humana — H2029-810Not covered
- Humana — H2029-811Not covered
- Humana — H2029-812Not covered
Browse Puerto Rico plans
Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Puerto Rico.
Browse Puerto Rico plans