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AudiCoverage

This tool provides research information only and does not guarantee eligibility, coverage, or reimbursement. Benefit details vary by plan year, member status, and administrator rules. Always verify current benefits directly with your insurer or plan administrator before making purchasing decisions.

MO

Missouri — Hearing Aid Coverage

Medicare Advantage and ACA Marketplace hearing benefit data for Missouri

MA plans tracked

414

Medicare Advantage plans in Missouri

MA with hearing

361

Plans that appear to include a hearing aid benefit

ACA covered plans

117

ACA plans listing hearing aids as a covered benefit

Avg MA benefit

$847

Average reported hearing benefit across covered MA plans

Coverage Overview

According to 2026 Centers for Medicare & Medicaid Services (CMS) public filings, Missouri has 414 Medicare Advantage plans from 9 insurers, with 361 (87.2%) including hearing aid benefits — above the national average of 71.6%. Covered plans offer between $350 and $2,500 in benefits, averaging $847, compared to the national average of $1,276. The largest carriers are Wellcare (276 plans), Aetna Medicare (69 plans), and Essence Healthcare (13 plans). About 75.9% of covered plans require prior authorization. About 100% of plans report $0 copays for hearing aids.

This information is derived from publicly available CMS data and may not reflect individual plan variations, rider modifications, or mid-year changes. Always verify benefits directly with the plan or its administrator.

How to verify hearing aid coverage in Missouri

  1. Find your plan ID

    Check your insurance card or call your insurer's member services number for your contract and plan ID.

  2. Look up your plan

    Search for your plan on this page or use our plan lookup tool to see what CMS filings report about your hearing aid benefits.

  3. Call your plan administrator

    Confirm the benefit details directly. Ask about dollar limits, in-network requirements, and whether prior authorization is needed.

  4. Contact the Missouri Department of Insurance

    If you believe your plan should cover hearing aids, the Missouri Department of Insurance can help clarify your rights. You can find your state Department of Insurance via the NAIC directory at naic.org/state-insurance-departments.

Top organizations in Missouri

Medicare Advantage carriers with the most plans tracked in Missouri. Click an insurer to see their full coverage profile.

Top plans in Missouri

Sample plans available in Missouri — click any to see full coverage details.

View all Missouri plans →

Browse Missouri plans

Search every Medicare Advantage and ACA Marketplace plan with hearing benefits filtered to Missouri.

Browse Missouri plans